  This quiet little close-knit suburb adjacent to its flashier neighbor, Indian Hill, is just a few minutes from I-71 and the Kenwood Towne Center Mall, yet its shops are quaint and cozy, with the warm small-town feeling that residents cherish. Incorporated as a city in 1941, the downtown district runs along Miami Avenue, which is three degrees west of true north. Almost 9,000 people live in the 3.4 square mile area. Most of the major shopping, restaurants, community buildings and even the library are lined up along Miami Avenue. The city provides curbside pickup of brush and leaves for its residents. The railroad stop was built in 1866 and operated 24 hours a day until the 1940s. You can still see the tracks through downtown. 1905 brought street cars and electricity to the community. Another piece of historical trivia: this was the site of a confederate army raid in 1866 called Morgan's Raid. The Madeira school district serves almost 1,500 students with 131 teachers. Currently the community is looking into what improvements will best serve the future needs of the growing student population. There is also a large parochial school at St. Gertrude's Parish on Miami near the heart of town. Housing choices include many smaller brick Cape Cod "starter" homes, a number of mid-sized residences built with various floor plans on pretty wooded lots, and a few newer more glamorous larger homes. Request my Free Cincinnati, Mason and Loveland Relocation Package. It's packed full of useful and important information about the Cincinnati, Mason and Loveland, Ohio area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out... It's my job to know EVERYTHING about Cincinnati, Mason and Loveland! Ask me any question. Or request a FREE information package. There's no obligation, and I promise to get back to you quickly...
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
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| Q |
What little-known folk remedy is said to help keep bats away from your home?
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| A |
According to some rural homeowners, if you tar and feather a two-by-four board and place it in your yard, it will ward off bats! |
 See More Real Estate Trivia > |
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