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"Lori never forgot our needs."

"Lori told me early in our association that she just wanted to help. I had certainly heard that sentiment from other realtors, but Lori proved to me she was sincere. At all times, she was responsive, available, in touch, and committed.

I can wholeheartedly recommend Lori. She is one of the few individuals I have met who can tear her eyes away from dollar signs, and yet provide a full-service listing agreement. She cheerfully gave me every item I needed for developing the mortgage on my new home, and even volunteered to be our attorney in fact during the closing. I have found every aspect of our association to be professional and yet personal. Lori never forgot our needs."

Sandy D.

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Financing Your Home >Hybrids Offer Low Rates

In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.

Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.

Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.

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Q	What is currently the most sought-after amenity in the majority of upscale homes?
A	Technology that "enables" a home with features such as structured integrated wiring and broadband Internet access is the current amenity of choice.
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Lori Newsom, REALTOR®, real estate agent and broker for Cincinnati, Mason and Loveland, Ohio home listings, property and land for sale - NUMBER1EXPERT(tm)

Lori Newsom
RE/MAX Elite
5729 Gateway Blvd.
Mason, OH 45040
Direct: 513-382-1400
Fax: 513-297-1560
LoriNewsom@NUMBER1EXPERT.com
Licensed in Ohio and Kentucky. My purpose is to provide home buyers and sellers with a world-class client experience, exceeding their expectations, so they will become customers for life and gladly refer their friends and family. Excellent Service-Efficient Systems-Effortless Transaction!

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